Health Insurance
American health care has been costly
over the past hence lots of citizens were unable to get proper treatment. The
expense resulted to the creation of the infamous Obamacare. The Patient
Protection and Affordable Care Act was passed into law on 23rd of March 2010 by
the former president Barack Obama[1].
The law provides an opportunity to the millions of uninsured Americans access
to health care that was not available to them in the past. Also, the law
protects patient rights. In a nutshell, the law focuses on healthcare
improvement, adequate healthcare for American citizens, and also offering more
affordable choices to an individual with no insurance cover[2].
The law has therefore made life easy for
American considering that health care in America was the most expensive
compared to other developed countries like the U.K. Obama care has been facing
lots of challenges especially with President Trump trying to do away with it [3].
Although the Act is impactful to the society by providing affordable and
accessible health care, it might not be there for long with the lack of support
from the current president.
U.K has been considered to be one of the
best countries when it comes to offering the best healthcare system to its
citizens. Healthcare coverage for the U.K residents is free at the point of
need and is usually paid for by the general taxation. Approximately 18% of a
citizen’s income tax goes to health care. The U.K health insurance Act started
way back in 1946[4].
It has been reviewed several times resulting in the current Act. Before the
reforms, proper health care was only available to the wealthy. The changes on
the health care system have not only made the health care available to the
mid-income earners but also improved the health standards and maximized
efficiency on the health facilities[5].
Although the National Health Service and Community Care Act is better than most
countries, there is still room for improvement.
The US government has a lot to learn
from the U.K healthcare system considering that we are still struggling to
provide affordable and efficient healthcare to our citizen. U.K, on the other
hand, is trying to perfect what they have by reforming the Acts which is good
for the society.
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